Understanding financial wellbeing in times of insecurity

20 April 2017

By Dina Bowman, Marcus Banks, Geraldine Fela, Roslyn Russell and Ashton de Silva 2017

Financial wellbeing as a concept has become popular in the fields of social policy, service delivery and personal financial products. This working paper traces the development of the concept.


The authors, from the Brotherhood's Research and Policy Centre and from RMIT University, argue that financial wellbeing should take account not only of a person’s money management skills and access to products but also the external factors such as labour market trends, job security and income levels that constrain real choices and opportunities.

Dina Bowman, Marcus Banks, Geraldine Fela, Roslyn Russell and Ashton de Silva, Understanding financial wellbeing in times of insecurity (PDF, 340 KB)

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